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When investing your money in the stock market, a lot of prior discussion and research is important. Since it is not an easy gamble, finding a deal which suits your budget and brings appropriate returns is very important. In addition to this, you must also know the pros and cons of each option so as to make the best decision. In order to help you choose the highest yielding stocks, below is a list of several oil stocks which have showed continuous growth and are shining in the stock market like no other. Let’s begin:

British Petroleum

The company is currently in the process of a major restructuring which is the result of a disaster that occurred at the Deep Water Horizon Rig in the Gulf of Mexico. BP, right now is shedding its substantial assets which range from Gulf of Mexico to Russia. Despite of huge settlements happening all over the place, BP has proved to be successful in maintaining a balance sheet which is strong, competent and makes the company one of the highest yielding stock. The strategy followed by the company focuses on developing assets that are higher margined. This is what makes BP earn a respectable position for itself in the list of successful stocks.

Chevron

Based on reserves, Chevron is known to be the fourth largest oil company in the world. The company’s production visibility is considered to be excellent and therefore Chevron’s cash flow is expected to remain strong and consistent in the near future. The company’s balance sheet is outstanding and has no net debt. Although the company has traded 52-week high, the valuation of the stock is still compelling and worth going after. The company has a dividend yield of 3.2% with the forward P/E ratio standing at 10.

Conoco Phillips

The company is known to have streamlined its assets by the help of asset sales in the last decade. This makes Conoco Phillips a pure play exploration company as compared to the other companies which stand in the market. This asset sale done by the company has proved to be very beneficial thereby bringing to the company an opportunity to strengthen its balance sheet. Furthermore, due to this, the management has also been provided with the flexibility to initiate active capital investment program thereby providing some value to shareholders in the form of dividends and share repurchases. Conoco Phillips has a dividend yield that stands at 4.2% and the forward P/E of10.5.

ExxonMobil

The company was formed as a result of a merger between two companies, namely Exxon and Mobil back in 1999. It is known to be the world’s largest independent energy company with its activities being well diversified in the fields of oil exploration and production. Exxon Mobil is now U.S’s largest producer of natural gas and has left no stone unturned in being a favorite in the eyes of the investors. The company’s bulk of budget is dedicated to building further reserves.

If you are interested in the stock market, choosing one of the above highest yielding stocks can bring huge benefits to you.

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Making an investment in the high yield dividend stocks is a investment that is tricky. It means searching for a balance in the company that is doing financially great, also paying dividends, but even a high yield. Conventionally, the higher the dividend yield is, the risky it is going to be for the company, investment and the stocks.

If the company is in a stable condition, it is a good form of an investment. Dividends are referred to as cash payments received by the shareholders in a particular period of time. It is a portion of the profit of the company that is given to the shareholder. However, such investment is linked with some sort of risk if the yield is high. This can cause trouble for the company at times and can result in the company winding up the business.

Typically, companies that are bigger in terms of investment are preferred more than the companies that are smaller. The reason is that the companies that are bigger have a good experience and have more chances of survival if the economy moves up and down. You will have to carry on your own research of the company that you can search on the lists of high dividend stocks. You can find such lists online easily.

From the internet, you can further shortlist the prospects that you can think investing in by using your own analysis. Things that are important to look for before deciding on the company to invest are the future earning approximates and the dividend history. If the company has these two things high, then you can opt for investment in that company without any worry.

Factors to consider

There are certain factors that you should consider before investing in a dividend stock. One significant factor is the price of the stock being in the range. All the stocks fluctuate up and down regardless of the downward or upward trend of the market. Few of such moves are also market driven and some are driven by particular actions. Stocks with high yield have a high tendency to fluctuate subsequent and prior to the previous dividend date.

Statistical metrics

Look at the statistical metrics of the company before investing in the stock dividends. Look at the price earnings ratio of the company to check whether a specific equity fits best amongst the peers or not. If the price to earnings ratio is very high in comparison with other companies, it is not a good idea to invest in that company. If the PE is low, it is a good idea to invest in the company. You shall look at metrics like price to the book value, price to the sales and price to the cash flow before you make a decision to invest in a particular company. The high dividend yield stocks are a good form of investment only if the company is stable enough financially.

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Investment In High Yield Dividend Stocks

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When you are going to enter into stocks or make an investment, you will realize that there are a variety of stocks you can put your money in. There are only two main points of differentiation when it comes to analyzing the different kinds of stock. The first reason is the expectations of the investor as to what may be the return he or she will get while the other and more appropriate reason being the size of the stock itself. Depending on which one appeals to you most, you can choose the type of stocks from the ones mentioned below:

Growth Stocks: As the name suggests, growth stocks keep on growing and in case they cease to grow, they will no longer be termed as growth stocks instead their share price is then likely to fall. Since such stocks do not pay any dividends, the main focus of the investor is on the above average growth rate which he/she hopes will grow with the same proportion as now. Here you will need to check for growth in revenue for a company does not always mean that it is a growth in earnings.

Finding growth stocks can be hard at times mainly because often companies choose to invest all their earnings back into business. However, if you feel that the company has low growth then you must realize that it is probably a huge company, and its growth is not possible on a large scale. If this is the scenario, as an investor you must choose to move on.

Income Stocks: This is perhaps the most common type and you will find companies who offer dividends are highly stable and ensure good future prospects. Companies which offer such stocks are consistent dividend payers although they lack much growth.

Retired individuals use income stocks most which helps them to pay their retirement expenses. If you are interested in putting your money into income stocks, you must go for the special kind which is the preferred stock. Although the rights under this one are limited, the dividends paid are consistent and will keep you happy for long.

Value Stocks: The third type of stocks is the value stocks. These are meant to reflect the true value of the company and are generally valued at a price lower than the one they should be priced at. The companies which the stocks belong to are usually wrongly valued by the market, for this reason, investors go after value stocks with the hopes that the market will realize the company’s worth and hence its share price will increase.

When looking to invest in companies, you must realize that size of a company matters a lot. Smaller companies involve much risk than larger ones for the risk of such ventures closing down is very high. If you are willing to go for a small organization, go with one only if it has merged with a larger organization or has a consistent life span. However risk can bring in more profits, therefore weigh your options carefully before choosing one.

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Simple stocks that increase income

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If you’re like many investors who spend those small dividend checks from your stock portfolio, a Dividend Reinvestment Plan (DRP) might be just what you need. Just as its name implies, this plan allows you to reinvest some or all of those dividends into more stock of the issuing company. Unlike purchases made through traditional means, partial or fractional shares, as well as whole shares, are available.

Technically, there are two types of DRPs. The first type involves buying shares at the market through an outside trustee. Although the company may subsidize the transaction costs, buying shares at a discount is not allowed. The second type allows you to purchase directly from the issuing company, which may provide a discount from the market price. This is a distinct advantage over buying from an outside trustee.

Besides giving dividends a better purpose than sitting in your pocket or in a brokerage cash account, a DRP may offer other advantages as well. Dollar cost averaging involves continuous investment in securities regardless of fluctuation in the price. Of course you should consider your ability to continue purchasing through periods of low price levels. This type of plan does not ensure a profit or protect against loss. Secondly, many companies offer added options with their DRPs, including purchasing stock at low minimums and sometimes even offering shares at a discount off current market prices.

Keeping good records is a necessity, especially if you plan to continue participating in a DRP over a number of years. Without the records, it may become very difficult to track all your purchases. A little bit of effort now can save you big headaches later on.

Usually, you will receive a quarterly statement outlining your DRP account. Among other things, these quarterly statements will detail your on-going investments, how many shares are held by the program, how many shares are held be you, and the value of all your shares.

Not all companies offer DRP’s but, for a list of one’s that do, there are many web sites dedicated to these plans. These internet sites not only have a full list of companies with DRPs, they also offer online enrollment services. For securities held in a brokerage account, check with your brokerage firm to determine if they have the means to enroll you. If all else fails, try either the company itself or its transfer agent.

Over 1,000 companies currently offer some type of Dividend Reinvestment Plan and, with a little research; you should be able to get on the path of investing for the future.

If the investor reinvests funds through Dividend reinvestment plan, he would enjoy any appreciation value of the stocks during the time he owns the shares. However, if the stock value declines, his dividend earnings also decline as well. Investing in DRIPs carries the disadvantage of keeping track of cost basis for small stock purchases and maintain records in digital or paper form to accurately calculate the capital gains tax in case of selling shares.